Terms of Service & User Agreement
Terms of Service & User Agreement
This Member Agreement (this “Agreement“) contains the terms and conditions that govern your access to and use of the Service (as defined below) and is an agreement between Mau Bui Finance LLC, a Florida limited liability company (“we,” “us,” “our,” “Mau Bui Finance,” “MBF,” or the “Company”) and you or the entity you represent (“you”). This Agreement takes effect when you register for, purchase, or use the Service (the “Effective Date“). You represent to us that you are lawfully able to enter into contracts (e.g., you are age 18 or older). If you are entering into this Agreement on behalf of an entity, you represent that you have legal authority to bind that entity, including, without limitation, the ARBITRATION AND CLASS ACTION WAIVER provisions in Section 13.8. Please see Section 14 for definitions of certain capitalized terms.
This Agreement is governed by the laws of the State of Florida.
0. Educational Service; No Investment Advice (Please Read First)
The Service — including the VIP Membership, alerts, signals, courses, workshops, cheat sheets, and all related materials — is an educational and informational product only. It is not personalized financial, investment, tax, accounting, or legal advice, and it is not a brokerage or securities-advisory service. Mau Bui Finance does not guarantee any profit, return, win rate, or trading outcome. Trading and investing involve substantial risk, including the possible loss of your entire capital, and are not suitable for everyone. You are solely responsible for your own trading and investment decisions. Past performance is not indicative of future results.
By registering for or purchasing the Service, you acknowledge that you have read and understood this Section 0.
1. Use of the Service
1.1 Generally. You may access and use the Service in accordance with this Agreement. You will comply with all laws, rules, and regulations applicable to your use of the Service, including the Policies defined in Section 14.
1.2 Your Account. To access the Service, you must create an account associated with a valid email address. You may only create one account per email address. You are responsible for all activities that occur under your account, whether undertaken by you, your employees, or a third party (including a family member), except to the extent caused by our breach of this Agreement. You will contact us immediately if you believe an unauthorized third party may be using your account or if your account credentials are lost or stolen. You may terminate your account and this Agreement at any time in accordance with Section 7.
1.3 Third-Party Content. Third-Party Content — such as newsletters, information, software applications, or services provided by affiliates or third parties — may be made available directly to you by other companies or individuals, with or without separate terms or fees. Because we may not have confirmed, screened, or tested any Third-Party Content, your use of any Third-Party Content is at your sole risk.
2. Changes
We may change, discontinue, or modify any part of the Service (including the Service as a whole), or change or remove features or functionality, from time to time.
3. SMS / Text Alert Services
3.1 Program Description. Trade-related commentary and alerts based on news or other content. Message frequency varies.
3.2 Opt-Out. You can cancel the SMS service at any time by texting STOP to the number from which you receive messages. After you send STOP, we will send one confirmation message and you will no longer receive SMS messages from us. To rejoin, sign up again as you did initially.
3.3 Help. For help with the messaging program, reply HELP, or contact us at contact@maubuifinance.com or +1-530-500-6166.
3.4 Carriers are not liable for delayed or undelivered messages.
3.5 Message and data rates may apply. Contact your wireless provider with questions about your plan.
3.6 For privacy questions, please see our Privacy Statement.
4. Data Privacy
You consent to our collection, use, and disclosure of information associated with the Service in accordance with our Privacy Statement at https://maubuifinance.com/privacy-policy/.
5. Fees and Payment
5.1 Trials. Mau Bui Finance may offer an evaluation period or trial for first-time subscribers. Customers may use a trial only one (1) time over their lifetime. Customers who previously subscribed to any MBF offering are not eligible for a trial and will be billed the applicable fee upon registration or renewal.
5.2 Payment. Mau Bui Finance will charge the membership fee and any other fees or charges you authorize to the payment card you provide, beginning on the date stated in your order, invoice, or payment agreement.
5.3 Card Authorization. By authorizing Mau Bui Finance to charge a payment card for the fees associated with your Service, you authorize us to charge that card (or any replacement card if the original is renewed, lost, stolen, or changed and the issuer informs us of the new card) for all fees associated with your purchase of the Service. Declined cards may be subject to a thirty-dollar ($30.00) declination fee. We may interrupt Service for fees that reach ten (10) days past due; reconnection may be subject to a charge of twenty percent (20%) of the outstanding amount. Accounts not paid by the due date may be subject to a ten-dollar ($10.00) late fee. Uncollectable accounts may be turned over to a collection agency, and you agree to pay reasonable collection costs to the extent permitted by applicable law.
5.4 No Automatic Renewal; Fixed-Term Memberships. Memberships are sold for a fixed term (e.g., 3, 6, or 12 months) and do not automatically renew. Your access ends at the end of your term unless you choose to purchase a new term. We may send you a courtesy reminder email before your term ends, but we will not charge your payment card again without a new purchase authorized by you. (If Mau Bui Finance introduces an auto-renewing option in the future, this Section will be updated, and any auto-renewal will require your clear, separate, affirmative consent at the time of purchase, along with renewal reminders and an easy cancellation method, as required by applicable federal and state automatic-renewal laws.)
5.5 Cancellations and Refunds. Except as required by applicable law, all fees and charges paid in relation to the Service are non-refundable, except that (i) you may cancel within three (3) business days following your purchase as provided in your order, or (ii) if we terminate this Agreement for convenience. Following cancellation, Mau Bui Finance may (i) limit or restrict access to the Service and (ii) delete Your Content.
5.6 Price Changes. Mau Bui Finance may change the price of the Service or institute new charges at any time. Price changes will apply to subsequent subscription terms and to new members after the effective date of the change. If you do not agree to a price change, you must cancel and stop using the Service. Continued use after the effective date constitutes acceptance.
5.7 Taxes. Charges do not include any taxes, duties, or levies (“Taxes”). Any Taxes arising from your use of the Service (other than Taxes on MBF’s income) will be billed to and paid by you.
5.8 Billing Questions; Good-Faith Resolution. If you have any problem or question regarding a charge, you agree to contact Mau Bui Finance first at contact@maubuifinance.com to resolve it in good faith before initiating a payment-card chargeback. (Nothing in this Section waives any non-waivable rights you may have under the Fair Credit Billing Act or other applicable law.) You agree to keep your card information current and represent that you are authorized to use the card associated with the account. You agree to provide at least three (3) days’ prior written notice to terminate any recurring authorization.
6. Temporary Suspension
6.1 Generally. We may suspend your access to any portion or all of the Service immediately upon notice if we determine that:
(a) your use or registration (i) poses a security risk to the Service or any third party, (ii) may adversely impact the Service or other customers, (iii) may subject us, our affiliates, or any third party to liability, or (iv) may be fraudulent;
(b) you are in breach of this Agreement, including being delinquent on payment for more than seven (7) days; or
(c) you have ceased ordinary operations, made an assignment for the benefit of creditors, or become the subject of bankruptcy, reorganization, liquidation, dissolution, or similar proceeding.
6.2 Effect of Suspension. If we suspend your access: (a) you remain responsible for all fees as of the Effective Date; (b) you are not entitled to any credit for the suspension period; and (c) we will not erase Your Content solely because of suspension, except as specified elsewhere. Our right to suspend is in addition to our right to terminate under Section 7.
7. Term; Termination
7.1 Term. This Agreement commences on the Effective Date and remains in effect until terminated under Section 7.2.
7.2 Termination.
(a) For Convenience. You may terminate at any time by (i) providing us written notice and (ii) closing your account where a closing mechanism is provided. We may terminate for any reason by providing you thirty (30) days’ advance notice.
(b) For Cause — Either Party. Either party may terminate for cause on ten (10) days’ written notice if the other materially breaches and fails to cure within the notice period.
(c) For Cause — By Us. We may terminate immediately upon notice: (i) if any act or omission by you results in a suspension under Section 6.1; (ii) if a third-party partner providing material elements of the Service ceases doing so; (iii) if providing the Service would create a substantial economic, technical, or security burden for us; (iv) to comply with law or government request; or (v) if your use becomes impractical for any legal or regulatory reason.
7.3 Effect of Termination. Upon termination: (a) your rights under this Agreement immediately end; (b) you remain responsible for accrued fees; (c) you will return or, if instructed, destroy all Mau Bui Finance Content in your possession; and (d) Sections 5, 7.3, 8 (except the license in 8.3), 9, 10, 11, 12, 13, and 14 survive.
8. Proprietary Rights
8.1 Your Content. You or your licensors own all right, title, and interest in Your Content. Except as provided in this Section 8, we obtain no rights to Your Content. You consent to our use of Your Content to provide the Service. We may disclose Your Content to provide the Service or to comply with a request of a governmental or regulatory body (including subpoenas or court orders).
8.2 Adequate Rights. You represent and warrant that (a) you own or have rights to Your Content and Your Submissions; (b) you have all rights necessary to grant the rights in this Agreement; and (c) none of Your Content or Submissions will violate any Acceptable Use Policy.
8.3 Service License. We or our affiliates or licensors own all right, title, and interest in the Service. We grant you a limited, revocable, non-exclusive, non-sublicensable, non-transferable license during the Term to (i) access and use the Service in accordance with this Agreement and (ii) use the Mau Bui Finance Content solely in connection with your permitted use.
8.4 License Restrictions. You may not, and may not attempt to: (a) modify, alter, tamper with, or create derivative works of any intellectual property in the Service; (b) reverse engineer, disassemble, or decompile the Service; (c) access the Service to avoid incurring fees; (d) resell or sublicense the Service; (e) copy the look-and-feel or functionality of MBF’s Marks or Site; (f) remove any MBF Marks without our prior written consent; (g) redistribute, sell, rent, lease, sublicense, or otherwise exploit the Service commercially; or (h) use the Service in any way not in compliance with applicable laws and regulations, including securities, export-control, copyright, trademark, defamation, and privacy laws. All licenses are conditional on your compliance with this Agreement and terminate automatically upon any breach.
8.5 Suggestions. If you provide Suggestions, we own all right, title, and interest in them and may use them without restriction. You hereby assign to us all rights in the Suggestions.
9. Indemnification
9.1 General. You will defend, indemnify, and hold harmless us, our affiliates and licensors, and their respective employees, officers, directors, and representatives from any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or relating to: (a) your use of the Service; (b) your breach of this Agreement or violation of applicable law; (c) Your Content; or (d) a dispute between you and a third party.
9.2 Process. We will promptly notify you of any claim subject to Section 9.1, but failure to promptly notify affects your obligations only to the extent you are prejudiced. You may use counsel of your choosing (subject to our written consent) and may settle a claim with our prior written consent. We may assume control of the defense and settlement at any time.
10. Disclaimers
10.1 General. THE SERVICE IS PROVIDED “AS IS.” WE AND OUR AFFILIATES AND LICENSORS MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, REGARDING THE SERVICE OR THIRD-PARTY CONTENT, INCLUDING ANY WARRANTY THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE. EXCEPT TO THE EXTENT PROHIBITED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
10.2 Financial Disclaimer. NEITHER MAU BUI FINANCE, NOR ITS WEBSITES, NOR ANY OF ITS OFFICERS, EMPLOYEES, REPRESENTATIVES, AGENTS, OR CONTRACTORS ARE, IN SUCH CAPACITIES, LICENSED FINANCIAL ADVISORS, REGISTERED INVESTMENT ADVISORS, OR REGISTERED BROKER-DEALERS, UNLESS OTHERWISE EXPRESSLY STATED.
MAU BUI FINANCE MAKES NO REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF INFORMATION PROVIDED THROUGH THE SERVICE. NO INFORMATION PROVIDED BY MAU BUI FINANCE IS INTENDED AS SECURITIES BROKERAGE, INVESTMENT, TAX, ACCOUNTING, OR LEGAL ADVICE, AS AN OFFER OR SOLICITATION TO BUY OR SELL, OR AS AN ENDORSEMENT OR RECOMMENDATION OF ANY COMPANY, SECURITY, OR FUND, OR AS ADVICE TAILORED TO ANY MEMBER’S PARTICULAR SITUATION. ANY URLS, COMPANY NAMES, OR TICKER SYMBOLS ARE OFFERED AS A CONVENIENCE ONLY AND DO NOT CONSTITUTE A RECOMMENDATION OR OFFER.
MAU BUI FINANCE AND ITS AFFILIATES MAY HOLD POSITIONS IN SECURITIES MENTIONED AND MAY ENTER OR EXIT SUCH POSITIONS AT ANY TIME FOR ANY REASON.
THE RISK OF LOSS IN TRADING SECURITIES, OPTIONS, FUTURES, FOREX, AND CRYPTOCURRENCY CAN BE SUBSTANTIAL AND IS NOT SUITABLE FOR ALL INVESTORS. YOU MUST CONSIDER ALL RELEVANT RISK FACTORS, INCLUDING YOUR OWN FINANCIAL SITUATION, BEFORE TRADING. YOU ASSUME THE RISK OF ALL FINANCIAL DECISIONS YOU MAKE. MAU BUI FINANCE IS NOT RESPONSIBLE FOR ANY FINANCIAL DECISIONS YOU MAKE. RESULTS VARY, AND PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RETURNS.
11. Limitation of Liability
WE AND OUR AFFILIATES AND LICENSORS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES (INCLUDING LOSS OF INVESTMENTS, PROFITS, GOODWILL, USE, OR DATA), EVEN IF ADVISED OF THE POSSIBILITY. WE WILL NOT BE RESPONSIBLE FOR DAMAGES ARISING FROM: (A) YOUR INABILITY TO USE THE SERVICE, INCLUDING DUE TO TERMINATION, SUSPENSION, DISCONTINUATION, OR DOWNTIME; (B) ANY INVESTMENTS OR EXPENDITURES YOU MAKE IN CONNECTION WITH THE SERVICE; OR (C) ANY UNAUTHORIZED ACCESS TO OR LOSS OF YOUR CONTENT. IN ANY CASE, OUR AGGREGATE LIABILITY WILL BE LIMITED TO THE AMOUNT YOU ACTUALLY PAID US FOR THE SERVICE GIVING RISE TO THE CLAIM DURING THE TWELVE (12) MONTHS PRECEDING THE CLAIM.
12. Confidentiality; Your Right to Review
12.1 Confidentiality of Our Proprietary Information. You may use Mau Bui Finance’s Confidential Information — including its proprietary trading methodology, course materials, and member-only content — only in connection with your permitted use of the Service. You will not disclose, redistribute, resell, or publish MBF’s Confidential Information during the Term or for five (5) years after, and you will take reasonable measures to protect it. This restriction does not apply to (a) information that becomes public without your breach, (b) information you already lawfully knew, (c) information you independently develop, or (d) your own description of your own trading activities that does not disclose MBF’s proprietary methodology or materials.
12.2 Your Right to Post Honest Reviews (Consumer Review Fairness). Nothing in this Agreement restricts, penalizes, or prohibits you from posting honest reviews, opinions, ratings, or other truthful commentary about Mau Bui Finance, the Service, or your experience, on any platform. This Agreement does not contain, and will not be interpreted to contain, any provision that violates the federal Consumer Review Fairness Act or any similar law. The confidentiality obligation in Section 12.1 protects only MBF’s proprietary materials and methodology and does not limit your ability to share your honest opinion of the Service.
13. Miscellaneous
13.1 Force Majeure. We will not be liable for any delay or failure to perform caused by events beyond our reasonable control, including acts of God, labor disputes, utility or telecommunications failures, natural disasters, embargoes, riots, government acts, terrorism, or war.
13.2 Independent Contractors. We and you are independent contractors; neither is an agent of the other. Each party may develop competing products and assist third parties who offer competing products.
13.3 No Third-Party Beneficiaries. This Agreement creates no third-party beneficiary rights.
13.4 Notice.
(a) To You. We may provide notice by posting on the MBF Site or by emailing the address associated with your account. Posted notices are effective upon posting; emailed notices are effective when sent. Keep your email current.
(b) To Us. To give us notice, contact: Mau Bui Finance LLC, 128 Manor Ave, Altamonte Springs, FL 32714, United States, or contact@maubuifinance.com. Notices by personal delivery are effective immediately; by overnight courier, one business day after sending; by certified mail, three business days after sending.
13.5 Assignment. You may not assign this Agreement without our prior written consent. Any assignment in violation is void. This Agreement binds and benefits the parties’ successors and permitted assigns.
13.6 No Waivers. Our failure to enforce any provision is not a waiver. All waivers must be in writing.
13.7 Severability. If any portion is held invalid or unenforceable, the remainder remains in effect, and the invalid portion will be interpreted to give maximum lawful effect to its intent.
13.8 Governing Law; Arbitration; Class-Action Waiver; 30-Day Opt-Out.
ALL DISPUTES WITH MAU BUI FINANCE ARISING FROM THIS AGREEMENT OR THE SERVICE SHALL BE RESOLVED EXCLUSIVELY THROUGH FINAL AND BINDING ARBITRATION, AND NOT BY A COURT OR JURY.
ANY SUCH DISPUTE SHALL NOT BE COMBINED OR CONSOLIDATED WITH ANY OTHER PERSON’S CLAIM AND SHALL NOT PROCEED AS A CLASS ACTION. The arbitration shall be conducted before a single arbitrator under the American Arbitration Association (AAA) Consumer Arbitration Rules (available at adr.org or 1-800-778-7879), pursuant to the Federal Arbitration Act. The laws of the State of Florida, without reference to its conflict-of-laws principles, govern the interpretation of this Agreement and all disputes subject to this provision.
For any claim of $5,000.00 or less (“Small Claim”), if you prevail the arbitrator may award your reasonable attorneys’ fees and costs, and you will pay no more than half of the arbitration fees or $5,000.00, whichever is less, with MBF paying the remainder. For claims over $5,000.00, fees are determined under AAA rules.
This arbitration provision also applies to claims against MBF’s employees, representatives, and affiliates arising from the Service’s sale, condition, or performance.
You may opt out of this arbitration provision by emailing contact@maubuifinance.com with the subject line “Arbitration Opt Out” no later than thirty (30) calendar days from the date you first registered your VIP Membership. Include (a) your name, address, and the email used for your Membership, and (b) the date you first registered.
13.9 Advice of Counsel. Each party acknowledges that it has had the opportunity to seek independent legal counsel and has read and understood this Agreement. This Agreement will not be construed against any party by reason of drafting.
13.10 Entire Agreement; English Language. This Agreement, including the Policies, is the entire agreement between you and us and supersedes all prior representations or communications. If this Agreement conflicts with any Policy, this Agreement controls. This Agreement is written in English, which is the controlling language.
14. Definitions
“Mau Bui Finance’s Confidential Information” means all nonpublic information disclosed by us that is designated as confidential or that reasonably should be understood to be confidential, including our proprietary trading methodology and member-only educational materials. It does not include information that (i) is or becomes public without breach; (ii) you already lawfully knew; (iii) you received from a third party without wrongdoing; (iv) you independently developed; or (v) describes your own trading activities without disclosing MBF’s proprietary methodology or materials.
“Mau Bui Finance Content” means content we make available in connection with the Service or on the MBF Site to allow access to and use of the Service, including documentation and related technology. It does not include the Service itself.
“Mau Bui Finance’s Marks” means trademarks, service marks, trade names, logos, and other designations of MBF and its affiliates.
“Mau Bui Finance’s Site(s)” means https://maubuifinance.com and its subdomains (including vip.maubuifinance.com and shop.maubuifinance.com) and any successor or related site we designate.
“Content” means software, data, text, audio, video, images, or other content.
“Documentation” means the user guides and written materials provided in connection with the Service.
“Policies” means any Acceptable Use Policy, Site Terms, and other restrictions or terms referenced in or incorporated into this Agreement.
“Privacy Statement” means the privacy statement at https://maubuifinance.com/privacy-policy/.
“Service” means each service made available by us, including the VIP Membership, alerts/signals, courses, workshops, the MBF Content, the MBF Marks, and the MBF Site. Service does not include Third-Party Content.
“Suggestions” means suggested improvements to the Service that you provide to us.
“Term” means the term described in Section 7.1.
“Third-Party Content” means content made available by any third party in conjunction with the Service.
“Your Content” means content you disclose, share, upload, or otherwise process in connection with your account.
“Your Submissions” means content you post to forums, repositories, or community areas of the Service.
Last updated: June 2, 2026. Mau Bui Finance reserves the right to update these Terms; the current version is always posted at maubuifinance.com/terms-of-service-and-user-agreement/.